Charlie is a principal and founding member of H&S Tax and Wealth Advisors, LLC, a Registered Investment Advisor and H&S Tax Associates, LLC., an affiliate accounting firm. He is a Certified Public Accountant (CPA) and Advanced QuickBooks ProAdvisor with more than 28 years of professional experience advising high-net-worth individuals, families and small businesses on tax and financial matters.
Born and raised in Holmdel, NJ, Charlie worked for a CPA firm after graduating from Stockton University in 1992. In 2000, Charlie started his 10-year career at JP Morgan Chase and Bank of America and serving primarily as Vice President in Private Client Groups. During his tenure, Charlie provided financial counseling to more than 300 families with assets in excess of $600 million. In 2010, Charlie went back to full time at a CPA firm before joining a Registered Investment Advisor and CPA combined firm, working in a fiduciary manner as a Tax Advisor to high net wealth and business clients.
With over 25 years of financial and tax experience, Charlie saw the need to combine in-house accountants with financial advisors in order to help families avoid financial pitfalls when they encountered unexpected circumstances that their financial plan failed to account for. Lacking in-house accountants, advisors tend to focus on selling investments while paying little attention to a client’s tax situation, estate plan and the protection necessary to safeguard against misfortune. Alternatively, lacking in-house financial advisors, accountants tend to focus on preparing tax returns while ignoring tax and estate planning. This led Charlie to start his own practice in order to bridge the gap between accountants and financial advisors in 2016.
In addition to supporting various charitable causes, Charlie is a Board Member of Parker Family Health Center in Red Bank NJ, where he also serves as Treasurer on the Executive and Finance Committees. The Mission of the Parker Family Health Center, a nonprofit 501(c)(3) organization, is to operate a free health care facility where Monmouth County residents who do not have health insurance or the ability to pay for medical care can be treated with dignity and compassion.
Charlie lives in Holmdel, NJ with his wife and four children.